Everyone has to shop for their basic needs and once you have those you go for things that you want. Shopping is a fun experience where you are faced with a whole lot of options and have to make the right choices. Whether you’re shopping for your clothes or grocery or just about anything else, you want to be more economical so that you can meet your monthly budget in these tough economic times. However, if you don’t have a proper plan, you can’t really be successful with that. Therefore, it is necessary that you know some basics of how you can save money while shopping and stick to your budget as you hit the malls.
Here we have some points that you can follow in order to save money while shopping. Let’s take a look.
Put Together A Budget And a Shopping List
That’s probably the very first thing that you need to do. And, with websites like calculatorall.com available, you shouldn’t really be bothered by such endeavors. Just know what you earn and what your fixed monthly costs are and use an appropriate online calculator to find out what you can afford. After that, just be creative with the use of such calculators to categorize your expenses and decide specifically what you should spend where.
Once you have your shopping budget ready, it’s time that you prepare a list of items that you want to buy. Make a rule for yourself not to buy anything that is not on your list while you shop at the mall. That’s a good ploy to ensure that you don’t do any impulse shopping or, at least, keep it to a bare minimum. You can also save a significant amount of money by keeping your shopping list to only what you need and not going after what you want.
Only Have Enough Cash In Your Wallet To Buy Stuff On Your List
It is always a good idea to pre-assess the costs of everything you have put on your shopping list carefully and then put only enough cash to buy that stuff in your wallet. This will ensure that you buy everything you actually need and don’t think of buying anything that goes out of your budget. It also implies to putting your credit and debit cards back home while you go shopping as well.
Do Comparison Shopping
Never buy the first thing you look at. Yes, that’s another basic rule that you need to follow while you shop to save money. It is advisable to compare different available options and then only go with the cheaper one. For instance, if you’re buying some PlayStation game, you should call around and visit various wholesalers and game shops in the area to get the cheapest available price. You may also want to check online before you shop as well.
When Buying Clothes, Buy Only The Basics
Your plain black-colored sweater will definitely give better mileage as compared to some 80’s style item in hot pink. So, when buying some clothing stuff or even a pair of shoes, you need to ask yourself when and how often you’ll be wearing it. It is possible that you end up with a very few basic pieces which can then be layered up or accessorized for making them look unique.
Don’t Shop When You Are Getting Bored
You make the silliest of buying decisions when you’re actually not interested in buying anything at all. So, if you’re getting bored and just want something to engage you, hitting the malls should be at the bottom of your list. Rather, look for something else that is fun and free to do as well.
When You’re Not Sure Don’t Buy It
Sometimes, you overspend out of confusion as well only to find out that you either don’t like what you’ve bought or that you didn’t need it in the first place. So, when you are not sure whether to buy something or not, you should better leave the shop. You can always come back again and buy it if you later decide that you wanted it badly. Most probably, you’ll be more than happy that you ended up saving some money by not going for that thing.
Wisely Choose Your Shopping Friends
All the shopping buddies aren’t equal. You may have a shopaholic on your list and as they love shopping themselves, it is quite possible that they drive you into spending more money and make purchases just because it helps them feel a lot better about the purchases they have made. So, rather than taking such friends to accompany you on your next trip to the mall, call someone who can share their honest opinion with you and will not pressurize you into making any purchases.
Shop Online To Find Some Cheap Deals
Some really cool shopping deals are usually available online and all you need to do is to search diligently. Grab deals on the favorite brands of yours by continuously checking out their websites and signing up for the ‘Shop It To Me’ for getting the deals that you receive via emails.
Make It Before You Purchase It
Quite a lot of money can be saved if you choose not to hit the stores every now and then and rather do things on your own. For instance, if you want to buy jean shorts, you can always turn your old jeans into beautiful cutoffs. Similarly, if you are interested in decorating your bedroom with the posters of your popular band, you can draw, collage or paint one. Also, if it’s your mommy’s birthday coming up, you can make something for her rather than buying a gift.
Never Let The Sales Drive Your Decisions
Something that is seen commonly in novice shoppers is that they often purchase stuff that they don’t actually need at all. The only thing that drives their decision is the cheaper price tag that says 30% off. Well, whether you are getting something for a bargain or not, it is worthless spending your hard earned money on an item that you will never be able to use. So, it is better that you should go home without that, think about it and then buy it the next day if you really want it.
These simple tips and tricks will help you save quite a lot at the end of the day and you’ll see that you have shopped only what was on your shopping list. Making right shopping decisions this way will help you have something in your bank account when you actually need it and you’ll cherish your decisions that you had made earlier.